Issuer and acquirer processing
Debit, credit, prepaid, virtual and digital cards; POS, SoftPOS, mPOS, ATM and e-commerce.
Consulting
Expertise across the payment lifecycle.
End-to-end consulting for institutions operating, or planning to operate, as issuers, acquirers and payment infrastructure providers.
Technology that moves finance.
Finovia helps banks, fintechs, payment institutions and financial organizations build, transform and operate their technology. Financial expertise, engineering, payment capability and experienced teams, from strategy to production.
Our expertise
From strategy and vendor selection to onboarding, certification, implementation and ongoing operations.
Payment schemes
Visa, Mastercard and BKM membership, authorization, switching, clearing and settlement.
Payment operations
Disputes, chargebacks, fraud, merchant, POS, customer and card operations.
Payment gateway and marketplace
Payment gateway, marketplace and payment facilitator solutions.
3DS and e-commerce
ACS, 3DS Server and secure online payment infrastructures.
Tokenization and wallets
Secure card storage, HCE, tokenization and digital wallet solutions.
EMV and certification
EMV, CPV, CNS, VPA, MTIP, ADVT, VPTT, NVI and ETED.
Security and compliance
PCI DSS, HSM, cryptographic key management and ISO 8583.
Payment technology and architecture
From business requirements to production-ready technology. Secure, scalable architectures built for long-term growth.
- Card management systems
- Merchant and terminal management
- Authorization and switching
- Clearing and settlement
- Card issuing and personalization
- ATM and cash management
- HCE and digital wallets
- Loyalty solutions
- Fraud and chargeback
- EMV infrastructure
- Customer and card limits
- Reporting and data
- Core banking integration
Make the right technology decision.
Finovia provides independent vendor assessment and technology selection across processing platforms, payment gateways, switching, HSM, POS, fraud, tokenization and wallet technologies. Solutions are evaluated against business, architecture, security, integration and operational requirements.
From onboarding to go-live.
Assessment, onboarding, integration, certification, go-live and operations. The work covers scheme onboarding, product configuration, technical integration, certification, testing, UAT, go-live and production readiness.
- Assessment
- Onboarding
- Integration
- Certification
- Go-live
- Operations
Complex payment projects. Controlled execution.
Business, technology and payment expertise, from planning to production.
Requirements and scope
Vendor management
Technical coordination
Integration
Certification
Testing and UAT
Risk management
Go-live
Post-production support
Deep payment expertise. Practical technology.
20+ years of experience
Payment and financial technology experience across Türkiye and international projects.
End-to-end capability
Strategy, consulting, architecture, engineering and operations under one roof.
Payment expertise
Issuing, acquiring, cards, processing and payment schemes.
Technology excellence
Modern engineering with financial domain expertise.
Independent perspective
Objective support for technology, vendor and architecture decisions.
Long-term partnership
From the first decision through production and beyond.
From payment strategy to production.
Whether you are launching a payment business, modernizing infrastructure or selecting the next platform, Finovia brings the expertise to move the programme forward.